:root{--blue:#27368f;--blue2:#586a9f;--red:#df3945;--ink:#59647a;--muted:#687286;--line:#e8ebf2;--white:#fff}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.45}
a{color:inherit}
.site-header{background:#fff;border-bottom:1px solid #edf0f5}
.site-header-inner{max-width:1360px;margin:0 auto;padding:16px 28px 12px;display:flex;align-items:center}
.site-logo{display:inline-block;text-decoration:none;font-weight:900;font-size:34px;line-height:1;letter-spacing:-1.4px}
.logo-blue{color:#27368f}.logo-red{color:#df3945}
.nav{background:var(--blue);position:sticky;top:0;z-index:100;box-shadow:0 2px 8px rgba(0,0,0,.12)}
.nav-inner{max-width:1360px;margin:0 auto;display:flex;justify-content:flex-start;align-items:stretch;flex-wrap:wrap}
.nav .brand{display:none}
.nav a:not(.brand){display:block;color:#fff;text-decoration:none;font-weight:800;padding:11px 21px;font-size:13px;transition:background .18s ease}
.nav a:not(.brand):hover,.nav a:not(.brand).active{background:var(--red)}
.hero{height:250px;min-height:250px;background-image:linear-gradient(rgba(255,255,255,.01),rgba(0,0,0,.08)),url('hero-handy-background.png');background-size:cover;background-position:center 52%;display:flex;align-items:center;justify-content:center;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,0,0,.035),transparent 50%,rgba(0,0,0,.035));pointer-events:none}
.hero-content{position:relative;z-index:1;width:100%;display:flex;justify-content:center;align-items:center;padding:20px}.hero-box{text-align:center}
.hero-box .badge,.hero-box h1,.hero-box p,.hero-box .ad-label{display:none}
.btn{display:inline-block;text-decoration:none;background:var(--red);color:#fff;border:0;border-radius:5px;padding:9px 15px;font-size:12px;font-weight:800;box-shadow:0 2px 8px rgba(0,0,0,.16);transition:transform .15s ease,filter .15s ease}.btn:hover{filter:brightness(.94);transform:translateY(-1px)}
.wrap{max-width:1280px;margin:0 auto;padding:28px 28px 34px;background:#fff}.section-title{font-size:27px;line-height:1.2;color:var(--ink);text-align:center;margin:0 0 6px;font-weight:800}.lead{font-size:13px;line-height:1.5;color:var(--muted);text-align:center;max-width:900px;margin:0 auto 28px}
.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:30px}.card{background:transparent;border:0;padding:0;box-shadow:none;display:flex;flex-direction:column;min-width:0}.card .icon{font-size:25px;line-height:1;margin-bottom:6px;height:28px;display:flex;align-items:center}.card h2{margin:0 0 6px;color:var(--blue2);font-size:18px;line-height:1.2;font-weight:800}.card p{color:#5d6678;margin:0;font-size:12px;line-height:1.5;min-height:54px}.card .ad-label{display:block;color:#7b8290;margin-top:11px;font-size:9px;letter-spacing:.25px;text-transform:uppercase}.card .btn{display:block;width:100%;margin-top:6px;text-align:center;box-shadow:none;padding:8px 7px;font-size:11px}
.feature{background:#fff;border-top:1px solid var(--line);padding:18px 0 0;margin-top:28px}.feature h2{color:var(--blue2);margin:0 0 5px;font-size:18px}.feature p{margin:0;color:var(--muted);font-size:12px}
.disclosure{max-width:1120px;margin:0 auto;padding:14px 28px 18px;color:var(--muted);font-size:10px;line-height:1.5;text-align:center;background:#fff}
footer{background:var(--blue);color:#dce3f7;padding:20px 16px;text-align:center;font-size:12px}footer a{color:#fff;margin:0 9px;text-decoration:none}footer a:hover{text-decoration:underline}
.page-hero{background:var(--blue);color:#fff;padding:30px 20px;text-align:center}.content-card,.legal .card{background:#fff;color:var(--ink);border-radius:0;padding:20px 0;box-shadow:none;border-bottom:1px solid var(--line)}.content-card h2,.legal .card h2{color:var(--blue);margin-top:0}.info-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.info-grid .card p{min-height:65px}.internal-btn{margin-top:8px;text-align:center}.privacy-banner,.cookie-banner{z-index:1000}
@media(max-width:980px){.site-header-inner{padding:13px 20px 10px}.site-logo{font-size:29px}.nav-inner{justify-content:center}.nav a:not(.brand){padding:10px 13px;font-size:12px}.grid{grid-template-columns:1fr 1fr;gap:25px}.hero{height:225px;min-height:225px}.info-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.site-header-inner{justify-content:center;padding:11px 12px 9px}.site-logo{font-size:25px}.nav-inner{justify-content:center}.nav a:not(.brand){padding:8px 8px;font-size:11px}.hero{height:190px;min-height:190px;background-position:center 52%}.wrap{padding:24px 18px 30px}.section-title{font-size:24px}.lead{font-size:12px;margin-bottom:24px}.grid,.info-grid{grid-template-columns:1fr;gap:23px}.card p{min-height:0}.disclosure{padding:12px 18px 16px}}